:root{
    --primary:#0D6EFD;
    --secondary:#198754;
    --accent:#FFC107;
    --dark:#212529;
    --light:#F8F9FA;
    --white:#ffffff;
    --muted:#6c757d;
    --gradient:linear-gradient(135deg,#0D6EFD 0%,#0b5ed7 45%,#198754 100%);
    --gradient-soft:linear-gradient(135deg,rgba(13,110,253,.10),rgba(25,135,84,.10));
    --shadow:0 20px 60px rgba(13,110,253,.12);
    --shadow-hover:0 24px 70px rgba(13,110,253,.20);
    --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--dark);background:#fff;line-height:1.7;overflow-x:hidden}
a{text-decoration:none;transition:.25s ease}
img{max-width:100%;height:auto}
::selection{background:var(--accent);color:#111}
#preloader{position:fixed;inset:0;background:#fff;z-index:2000;display:grid;place-items:center;transition:opacity .4s ease,visibility .4s ease}
#preloader.loaded{opacity:0;visibility:hidden}.loader-card{display:flex;align-items:center;gap:1rem;padding:1.25rem 1.5rem;border-radius:24px;box-shadow:var(--shadow);background:#fff}.loader-logo{width:56px;height:56px;display:grid;place-items:center;border-radius:18px;background:var(--gradient);color:#fff;font-size:1.5rem}
.navbar{backdrop-filter:blur(18px);min-height:82px}.navbar-brand{max-width:360px}.navbar-brand strong{display:block;color:var(--dark);font-size:1.05rem;line-height:1.1}.navbar-brand small{display:block;color:var(--muted);font-size:.68rem;line-height:1.2}.brand-mark{width:46px;height:46px;min-width:46px;border-radius:16px;display:grid;place-items:center;background:var(--gradient);color:#fff;box-shadow:0 14px 30px rgba(13,110,253,.25)}.brand-mark-light{background:rgba(255,255,255,.15);box-shadow:none}.navbar .nav-link{font-weight:600;color:#344054;padding:.7rem .75rem!important;border-radius:999px}.navbar .nav-link:hover,.navbar .nav-link.active{color:var(--primary);background:rgba(13,110,253,.08)}.dropdown-item{border-radius:12px;margin:.15rem .35rem;width:auto;font-weight:500}.dropdown-item.active,.dropdown-item:active{background:var(--primary)}
.gradient-hero{background:radial-gradient(circle at top left,rgba(255,193,7,.35),transparent 30%),radial-gradient(circle at 80% 20%,rgba(255,255,255,.18),transparent 26%),var(--gradient);position:relative;overflow:hidden}.gradient-hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.08) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.08) 1px,transparent 1px);background-size:44px 44px;mask-image:linear-gradient(to bottom,#000,transparent 90%);opacity:.6}.hero-section{padding:130px 0 105px}.hero-section .container,.page-header .container,.error-page .container{z-index:2}.eyebrow{display:inline-flex;align-items:center;gap:.5rem;padding:.55rem 1rem;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.25);border-radius:999px;font-weight:700;font-size:.85rem;backdrop-filter:blur(10px)}.hero-section h1{letter-spacing:-.055em}.hero-glass-card,.glass-form-card{background:rgba(255,255,255,.86);border:1px solid rgba(255,255,255,.65);box-shadow:var(--shadow);backdrop-filter:blur(22px);border-radius:var(--radius);padding:2rem;color:var(--dark)}.hero-glass-card{background:rgba(255,255,255,.18);border-color:rgba(255,255,255,.28)}.mini-metric{background:rgba(255,255,255,.9);border-radius:18px;padding:1rem;color:var(--dark)}.mini-metric span{display:block;color:var(--muted);font-size:.8rem}.mini-metric strong{font-size:1.3rem}.page-header{padding:88px 0}.page-header h1{letter-spacing:-.035em}.section-padding{padding:92px 0}.section-title{max-width:760px;margin:0 auto 3rem}.section-title span,.section-kicker{display:inline-flex;margin-bottom:.75rem;color:var(--primary);background:rgba(13,110,253,.08);padding:.45rem .9rem;border-radius:999px;font-weight:800;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase}.section-title h2{font-size:clamp(2rem,4vw,2.8rem);font-weight:800;letter-spacing:-.035em;margin-bottom:.75rem}.section-title p{color:var(--muted);font-size:1.05rem}.bg-soft-primary{background:var(--gradient-soft)}
.stats-section{margin-top:-48px;position:relative;z-index:4}.stat-card{height:100%;padding:2rem 1rem;text-align:center;background:#fff;border-radius:22px;box-shadow:var(--shadow);border:1px solid rgba(13,110,253,.08)}.stat-card strong{display:block;font-size:clamp(2rem,4vw,3rem);line-height:1;color:var(--primary);font-weight:900}.stat-card span{display:block;color:var(--muted);font-weight:700;margin-top:.5rem}.image-panel{background:var(--gradient-soft);border-radius:var(--radius);padding:1.5rem;border:1px solid rgba(13,110,253,.10);box-shadow:var(--shadow)}
.icon-card,.service-detail-card,.testimonial-card,.process-card,.loan-card,.tip-card,.mission-card,.policy-card,.job-card,.team-card,.achievement-card,.blog-card,.contact-info-card{background:#fff;border:1px solid rgba(13,110,253,.09);border-radius:var(--radius);box-shadow:0 12px 40px rgba(33,37,41,.06);transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease;position:relative;overflow:hidden}.icon-card:hover,.service-detail-card:hover,.testimonial-card:hover,.process-card:hover,.loan-card:hover,.tip-card:hover,.mission-card:hover,.job-card:hover,.team-card:hover,.achievement-card:hover,.blog-card:hover,.contact-info-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-hover);border-color:rgba(13,110,253,.25)}.icon-card,.service-detail-card,.testimonial-card,.process-card,.loan-card,.tip-card,.mission-card,.team-card,.achievement-card,.blog-card{padding:2rem}.icon-circle{width:64px;height:64px;display:grid;place-items:center;border-radius:20px;background:var(--gradient);color:#fff;font-size:1.6rem;margin-bottom:1.25rem;box-shadow:0 16px 35px rgba(13,110,253,.22)}.icon-card h5,.service-detail-card h4,.tip-card h5,.process-card h5{font-weight:800}.icon-card p,.service-detail-card p,.testimonial-card p,.process-card p,.tip-card p,.team-card p,.blog-card p,.job-card p{color:var(--muted);margin-bottom:0}.service-detail-card ul,.loan-card ul,.job-card ul,.check-list{list-style:none;padding:0;margin:1rem 0}.service-detail-card li,.loan-card li,.job-card li,.check-list li{display:flex;gap:.65rem;margin:.55rem 0;color:#495057}.service-detail-card li i,.loan-card li i,.job-card li i,.check-list li i{color:var(--secondary);font-size:1.1rem}.two-col{columns:2;column-gap:2rem}.two-col li{break-inside:avoid}
.process-section{background:#07182f;color:#fff}.process-section .section-title p{color:rgba(255,255,255,.72)}.process-card{text-align:left}.process-section .process-card{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.12);color:#fff}.process-card span{display:inline-flex;width:42px;height:42px;border-radius:50%;align-items:center;justify-content:center;background:var(--accent);color:#111;font-weight:900;margin-bottom:1rem}.process-card i{display:block;font-size:2.2rem;color:var(--primary);margin-bottom:1rem}.process-section .process-card i{color:var(--accent)}.process-section .process-card p{color:rgba(255,255,255,.68)}
.testimonial-card .stars{color:var(--accent);letter-spacing:.08rem;margin-bottom:1rem}.avatar{width:48px;height:48px;min-width:48px;border-radius:50%;display:grid;place-items:center;background:var(--gradient);color:#fff;font-weight:900}.avatar-large{width:64px;height:64px;font-size:1.4rem}.accordion.custom-accordion .accordion-item{border:0;margin-bottom:1rem;border-radius:18px;box-shadow:0 8px 30px rgba(33,37,41,.06);overflow:hidden}.accordion-button{font-weight:800;padding:1.25rem 1.5rem}.accordion-button:not(.collapsed){color:var(--primary);background:rgba(13,110,253,.08);box-shadow:none}.accordion-button:focus{box-shadow:none;border-color:transparent}.cta-section{padding:88px 0;background:radial-gradient(circle at center,rgba(255,193,7,.30),transparent 30%),var(--gradient)}
.timeline{position:relative;padding-left:2rem}.timeline:before{content:"";position:absolute;left:.45rem;top:.4rem;bottom:.4rem;width:3px;background:linear-gradient(var(--primary),var(--secondary))}.timeline div{position:relative;margin-bottom:1.5rem;background:#fff;border-radius:18px;padding:1.25rem;box-shadow:0 8px 30px rgba(33,37,41,.06)}.timeline div:before{content:"";position:absolute;left:-2.05rem;top:1.4rem;width:18px;height:18px;border-radius:50%;background:var(--accent);border:4px solid #fff;box-shadow:0 0 0 3px var(--primary)}.timeline span{display:inline-block;color:var(--primary);font-weight:900;font-size:.85rem;margin-bottom:.35rem}.timeline h5{font-weight:800}.timeline p{color:var(--muted);margin:0}.team-card{text-align:center}.team-avatar{width:88px;height:88px;border-radius:50%;display:grid;place-items:center;background:var(--gradient-soft);font-size:2rem;color:var(--primary);margin:0 auto 1rem}.team-card span,.job-dept,.blog-meta{color:var(--primary);font-weight:700;font-size:.9rem}.achievement-card{text-align:center}.achievement-card i{font-size:2.2rem;color:var(--primary)}.achievement-card h4{font-size:2rem;font-weight:900;margin:.7rem 0 0}.mission-card i{font-size:2.8rem;color:var(--primary);margin-bottom:1rem}.loan-icon{font-size:2.4rem;color:var(--secondary)}.loan-meta{background:var(--gradient-soft);border-radius:18px;padding:1rem}.loan-meta span{display:block;color:var(--muted);font-size:.85rem}.loan-meta strong{display:block;color:var(--dark)}.tip-card i{font-size:2.4rem;color:var(--primary);margin-bottom:1rem}.policy-card{padding:2.5rem}.policy-section{border-top:1px solid rgba(13,110,253,.10);padding-top:1.5rem;margin-top:1.5rem}.policy-section h3{font-weight:800}.job-card .badge{height:max-content}.blog-icon{height:190px;border-radius:20px;background:var(--gradient-soft);display:grid;place-items:center;font-size:4rem;color:var(--primary);margin-bottom:1.25rem}.blog-meta{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:.8rem}.blog-card h3{font-size:1.35rem;font-weight:800}.read-more{font-weight:800;color:var(--primary);display:inline-flex;align-items:center;gap:.4rem;margin-top:1rem}.contact-stack{display:grid;gap:1rem}.contact-info-card{padding:1.5rem;display:flex;gap:1rem;align-items:flex-start}.contact-info-card i{font-size:1.6rem;color:var(--primary);width:48px;height:48px;border-radius:16px;display:grid;place-items:center;background:rgba(13,110,253,.08);min-width:48px}.map-placeholder{min-height:360px;border-radius:var(--radius);background:linear-gradient(135deg,rgba(13,110,253,.08),rgba(25,135,84,.10)),url('../images/map-pattern.svg');display:grid;place-items:center;text-align:center;padding:2rem;border:1px dashed rgba(13,110,253,.35)}.map-placeholder i{font-size:4rem;color:var(--primary)}.error-page{min-height:72vh;display:grid;place-items:center;padding:100px 0}.error-code{font-size:clamp(6rem,20vw,12rem);font-weight:900;line-height:.9;text-shadow:0 15px 50px rgba(0,0,0,.18)}
.form-control,.form-select{border-radius:14px;padding:.85rem 1rem;border:1px solid rgba(13,110,253,.16)}.form-control:focus,.form-select:focus{border-color:var(--primary);box-shadow:0 0 0 .25rem rgba(13,110,253,.12)}.form-label{font-weight:700}.btn{font-weight:800;box-shadow:none}.btn-primary{background:var(--primary);border-color:var(--primary)}.btn-primary:hover{filter:brightness(.95);transform:translateY(-1px)}.btn-warning{color:#111}.footer{background:#07182f}.footer h6{font-weight:900;margin-bottom:1rem}.footer-links,.footer-contact{list-style:none;padding:0;margin:0}.footer-links li,.footer-contact li{margin:.55rem 0;color:rgba(255,255,255,.6)}.footer-links a{color:rgba(255,255,255,.68)}.footer-links a:hover{color:#fff;padding-left:.25rem}.footer-contact i{margin-right:.55rem;color:var(--accent)}.social-links{display:flex;gap:.75rem;flex-wrap:wrap}.social-links a{width:42px;height:42px;display:grid;place-items:center;border-radius:50%;background:rgba(255,255,255,.10);color:#fff}.social-links a:hover{background:var(--accent);color:#111}.newsletter-form .form-control{border:0}.back-to-top{position:fixed;right:22px;bottom:22px;width:48px;height:48px;border:0;border-radius:50%;background:var(--primary);color:#fff;box-shadow:0 14px 35px rgba(13,110,253,.35);display:grid;place-items:center;opacity:0;visibility:hidden;transform:translateY(12px);transition:.25s ease;z-index:999}.back-to-top.show{opacity:1;visibility:visible;transform:translateY(0)}.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}.reveal.visible{opacity:1;transform:translateY(0)}.static-alert{border-radius:18px;margin-top:1rem}
@media (max-width:1199.98px){.navbar .nav-link{border-radius:12px}.navbar-brand{max-width:300px}.navbar-brand small{display:none}.navbar-collapse{padding:1rem 0}}
@media (max-width:991.98px){.hero-section{padding:88px 0 95px}.section-padding{padding:72px 0}.page-header{padding:72px 0}.two-col{columns:1}.display-3{font-size:3rem}}
@media (max-width:575.98px){.navbar{min-height:74px}.brand-mark{width:40px;height:40px;min-width:40px;border-radius:14px}.navbar-brand strong{font-size:.92rem}.hero-section h1{font-size:2.45rem}.hero-glass-card,.glass-form-card,.policy-card{padding:1.25rem}.icon-card,.service-detail-card,.testimonial-card,.process-card,.loan-card,.tip-card,.mission-card,.team-card,.achievement-card,.blog-card{padding:1.35rem}.section-title{text-align:left}.section-title span{margin-left:0}.stats-section{margin-top:-35px}.footer-policies{columns:1}.contact-info-card{flex-direction:column}.btn-lg{padding:.75rem 1.2rem;font-size:1rem}}
